Ask Cara: Retirement Planning this Valentine’s Day

Retirement Planning may not be the most romantic topic, but I am here to change your opinion.

The way I see it, it is an act of love towards yourself and your loved ones, and here is why.

Flowers, chocolates, and a nice dinner might be the most common go-to option on the 14th. But why not take the opportunity this year to plan for the next 20 Valentine’s Days to come? Speaking to a financial adviser can be a bonding experience for couples. It allows you to have an open and honest conversation about your financial goals, dreams, and aspirations. By aligning your retirement plans, you can work together, taking concrete steps to ensure a better future.

My wish this Valentine’s Day is for us to remember to cherish and prioritise the people we love. Let’s demonstrate our commitment to providing financial stability and peace of mind for our family. Let’s show them that we care about their future and protect them from any financial uncertainties that may arise.

Remember, a well–planned retirement is like a box of chocolates. Sweet, satisfying, and brings a smile to your face every time you open it.


I am an adviser at David Hill Wealth Management Ltd and if you would like further information or a no-obligation review please contact me on Tel:01234480540 or

David Hill Wealth Management Ltd as an Appointed Representative of and represents only St. James’s Place Wealth Management plc. St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority for the purpose of advising solely on the Group’s wealth management products and services. More details of which are set out on the Group’s website